The basics of banking are quite simple
If you are new to banking, then it can seem like a confusing subject. All the different banks, accounts and cards on offer can make the task of starting to bank a daunting one. However, the basics of banking are quite simple, and once you know them you will be on your way to all types of monetary products. Here are the basics of banking and how they can help you look after your money:

Why get a bank account?

Using banks and having a bank account has become an essential part of society. Once you start working or have incoming and outgoing money, you really need to get yourself a bank account. Banks are an easy and convenient place to store your money, and allow you to access it various places. Although there are alternatives such as credit unions, banks are the easiest and most readily available tools to store and access your money.

Basic bank accounts

To get started with banking you will need to open a basic bank account. Deciding which account and bank is right for you can take some research, but once you have decided this you need to open an account. Basic accounts usually issue you with a chequebook and a debit card. If you have regular income then you may also be entitled to a credit card, but at first it is best to stick to the basics.

How to get an account

To get an account you usually apply at your local bank, and they will ask for forms of identification as well as checking your credit report to see if you have mishandled bank accounts in the past. Getting a bank account is usually not very hard, and as long as you have identification and can pay some money into the account you should be able to get one.

Using at ATM

Once you have an account open you will be issued with a cash or debit card, which you can use in an ATM or cash machine. This card is protected with a unique 4-digit PIN number. You will be issued with a number to start with, but you can change this at any time. To take cash out you simply place your card in the machine, type in your number and then follow the instructions. You can also buy items with your card in shops or online by quoting your card number or entering your PIN in a machine.

Using a chequebook

You may also be given a chequebook with your account. A cheque is something you can use to pay for items and also to pay other people. You right who the cheque is payable to, and the amount, and then that person can put the cheque in their account. This will usually take a few days to clear so it is a good way to spend money if you are low on cash right now but will have money in your account in the next day or two.

Savings accounts

In addition to a normal 'current' account, you might want to open a savings account. Money that you put into a savings account is not as easily accessible as a current account, but will make you money by adding interest to your savings. Over time your money will grow, which is good for money that you don't immediately need. Having a savings account is basically like getting paid to store your money safely. Whatever account you open, make sure that you shop around and get the accounts for your needs.

You can get their Digital Cable TV

Comcast Cable, a giant in the cable industry offers three great services in one bundle. You can get their Digital Cable TV, Broadband Internet, and Phone Services all in one bundle deal. There are many benefits, but a lot of customers are saying the best thing about Comcast Cable Bundles is receiving only one bill. They were getting three different bills for three different services and Comcast is on the rise and perhaps offers the best bundle of cable/phone/internet packages today. Along with this super bundle, you can be assured that Comcast Cable always offers rebates on their triple play packages!

With Comcast Digital Cable TV, you’ll enjoy clear digital or high-definition television with over 300 channels. Analog television is a thing of the past come February of 2009 so if you finally need to upgrade and its available in your area, Comcast Digital Cable TV service is right for you. With movies-on-demand and their awesome DVR feature, you can record, pause and, playback your favorite shows. The parental control system is one of cables easiest to maneuver and you’ll get over 40 digital CD channels full of commercial free non-stop music.

Internet services are abundant these days and commercial after commercial will tell you they have the best broadband system. With Comcast’s Broadband Internet service, you’ll enjoy both cable and wireless modems that you can buy or even lease. You can be assured that the interactive TV video game you want to play will work great on your television with the Broadband connection. The interactive features your television offers can connect to Comcast’s billing and customer service department as well. If you prefer to speak to a live person�"Comcast has that too. Your Broadband Internet couldn’t be easier than Comcast and installation is a breeze.

Well you know about Comcast TV and Internet service, why not bundle them up with their final service�"phone service. You’ll get features you are used to like call waiting, call forwarding, caller ID, and voice messaging. You’ll keep your own phone number and get one low rate that includes all your local and long distance calls. The digital clarity of Comcast’s Phone Service is bar none and before you know it, you won’t even miss your old service.

While bundling packages might not be new, Comcast is king when it comes to the ease of transition. Whether you install on your own, or have them do it, you won’t wait days and days like some of your satellite friends. Also, many condominium and apartment developers are using Comcast Bundles for their properties, so if you’re a renter, look for complexes that offer these bundles so you can make one call, get all three services and pay one bill. You can’t go wrong with the great deals that come by switching to Comcast Cable.